it handles 2FA if my repo lies in Github and my account needs 2FA to sign in

It does not 😞

ahan ! Thanks AgitatedDove14 i didnt know that was possible - so i'd use the token in place of the password right ? with my username staying the same as before ?

Indeed 🙂

Basically create a token and use it as user/password

EDIT:
With read-only permissions 🙂

cool ! Nice 👍 Thanks guys 😊

But there is no need for 2FA for cloning repo